Description
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. With over 600,000 locations in nearly 200 countries and territories, our purpose remains to open ways for a better everyday life.
We believe we can create a world in which people are empowered to build the life they dream of, no matter who they are or where they are. One customer, one family, one community at a time.
ABOUT THIS ROLE
In this role, the Sr. Agent Compliance Reviewer (Sr. ACR) is responsible for supporting complex network accounts “Agents” of Ria to build and maintain programs that are following the Bank Secrecy Act, USA Patriot Act, and other anti-money laundering laws as they apply to Money Services Businesses as well as Ria’s AML Compliance and Fraud Prevention programs. In addition to being part of a team of high skilled Compliance Officers professionals \ who execute the company's agent oversight program.
Promoting a culture of innovation within the team, supporting the compliance execution of Ria’s more complex accounts by driving initiatives at headquarter and locations level to identify, assess and mitigate risk.
ROLES & RESPONSIBILITIES-
The appointee primary compliance responsibilities are:
Provide anti-money laundering, anti-terrorism, and anti-fraud (“AML”) compliance support to Ria Agents to build programs that are following the Bank Secrecy Act (BSA), Section 352 of the USA PATRIOT Act, Regulation E, and other laws and regulations applicable to Money Services Business.
Evaluate BSA/AML compliance and Fraud Prevention programs for these Agents through transaction analyses, program reviews, stress tests, and training sessions.
Assess the Agents knowledge and execution of the BSA and other applicable regulations, as well as the effectiveness of their AML Compliance and Fraud Prevention Programs.
Provide BSA/AML, Fraud Prevention and Consumer Protection training to Agents and their employees.
Perform in-depth analysis of agent to detect potential suspicious activity or potential fraud as part of the Agent Compliance Review process.
Analyze internal and external information to gain additional intelligence regarding emerging risks. -
Identify emerging high-risk typologies and determine appropriate strategy using applied knowledge and wide range investigative techniques.
Assist preparing reports/dashboards and presentations for upper management and external stakeholders as appropriate.
Prepare Agent Compliance Review Reports describing the findings identified during the Review process, as well as the corrective measures recommended to the Agent -
Manage effective action plans in response to agent oversight review results, discoveries, and compliance violations.
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Escalate critical/high risk findings to Management and provide adequate and thorough description of the observed findings and the necessary information to determine the proper course of action
This job requires a maximum of 10%-20% travel
Perform other miscellaneous duties as deemed necessary assisting in the new reviewers training in the Mexico Team
Senior will perform 20 reviews per month in some cases will include special assignments but never surpassing this goal
Performs other duties as assigned to establish, build, maintain & support the overall service levels and obligations of compliance operations.
POSITION REQUIREMENTS
- Eexperience within the financial services industry preferred.
- Knowledge of the Bank Secrecy Act, USA Patriot Act, and other anti-money laundering laws as they apply to Money Services Businesses or local Anti-Money Laundering regulations
- Understand how to develop, implement, and execute AML & Fraud Prevention programs.
- Ability to work in a self-directed and remote environment.
- Excellent analysis and problem-solving skills.
- Excellent customer service skills and the ability to resolve customer complaints.
- Ability to articulate and convey complex, conceptual information to various audiences verbally and writing.
- Excellent organizational skills, including time management, record keeping, self-scheduling, and follow-up.
- Proficient in MS Word, Excel and PowerPoint
- 100% English proficiency communication (Verbal and Written)
- ACAMS or other industry AML/Fraud certification (Preferred) or keep a continuous training related to the role.
PERKS & BENEFITS-
Competitive salary
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1 month of Aguinaldo (Christmas bonus)
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15 days’ vacation
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Life insurance
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Food vouchers
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Work-life Balance
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Growth Opportunities
Actual compensation is based upon factors such as the candidate’s skills, qualifications, and experience. In addition, Ria Money Transfer offers a wide range of best in class, comprehensive and inclusive employee benefits for this role.
Ria Money Transfer is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Check out our website to learn more about the company at: http://www.riamoneytransfer.com/
The position responsibilities outlined above are intended to define the general contents and requirements to perform this job. It is not to be taken as a complete statement of responsibilities or requirements. This job description does not restrict the Company’s right to assign or reassign duties and responsibilities to this job as needed.
