Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
The AML Compliance Intermediate Analyst is an intermediate level role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Has a good understanding of how the team and areaintegratewith others inaccomplishingtheobjectivesof the subfunction/job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based onfactual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results.Breaks downinformation in a systematic and communicable manner. Developed communication and diplomacy skills arerequiredto exchange potentially complex or sensitive information. The role has a moderate but direct impact through close contact with core business activities. Quality and timeliness of service provided affect the effectiveness of the own team and other closely related teams.
- Enhance and implement AML Compliance regulations, policies, and best practices.
• Provide expert advisory on AML Compliance policies to AML/Financial Crime Support teams and the business.
• Perform exploratory, comparative, and sensitivity analyses to evaluate the effectiveness and efficiency of the transaction monitoring framework and recommend enhancements.
• Prepare executive-level reports and presentations, translating analytical findings into clear, actionable insights and risk-based recommendations for senior management.
• Perform AML Compliance governance on data concerns, issues, dataqualityand testing; evaluate process deficiencies, analyze control measures, enhance reporting capabilities, and recommend corrective actions while satisfying regulatory and audit commitments. Further assess andidentifyemerging risks and recommend or drive program enhancements.
•Identifyand escalate deviations or unusualactivitytoappropriate managementor business partners andadvisemanagement onnextsteps.
• Acted as Project Sponsor for AML monitoring and risk management initiatives, providing strategic oversight, senior decision-making support, and alignment with business and regulatoryobjectives.
• Performadditionalduties as assigned.
•Operatewith a limited level of direct supervision.
• Exercise independence of judgment and autonomy.
• Act as Subject Matter Expert (SME) to senior stakeholders and/or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients, and assets, by ensuring compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.
- 2–5 years of relevant experience.
• AML certification preferred.
• Strong numerical, statistical, or mathematical analysis skills applied to financial risk.
• Experience in threshold setting, scenario tuning, and model effectiveness analysis.
•Data handling capabilities (advanced Excel, SQL, Python, databases,reportingor visualization tools).
• Ability to structure, analyze, and interpret complex datasets.
•Experience serving as Project Sponsor forcross‑functionalAML, risk, or monitoring-related projects, ensuringtimelydelivery, stakeholder alignment, and effective risk governance.
•Proficiencyin Microsoft Office; advanced Excel skills highly desirable.
- Bachelor’s degree inDataScience, Actuarial Science, Mathematics, Finance, Economics, Engineering, Artificial Intelligence, ora relatedfield.
• Intermediate Englishproficiencydesirable for interaction with global teams.
- Mejorar e implementar regulaciones, políticas y mejores prácticas de Cumplimiento PLD.
• Proporcionar asesoría experta en políticas de Cumplimiento PLD a los equipos de Soporte PLD/Delitos Financieros y al negocio.
• Realizar análisis exploratorios, comparativos y de sensibilidad para evaluar la efectividad y eficiencia del marco de monitoreo de transacciones y recomendar mejoras.
• Preparar reportes y presentaciones a nivel ejecutivo, traduciendo hallazgos analíticos en conclusiones claras, accionables y recomendaciones basadas en riesgos para la alta dirección.
• Ejecutar la gobernanza de Cumplimiento PLD sobre incidentes de datos, problemas, calidad de datos y pruebas; evaluar deficiencias en procesos, analizar controles, mejorar capacidades de reporte y recomendar acciones correctivas cumpliendo compromisos regulatorios y de auditoría. Asimismo, identificar riesgos emergentes y recomendar o impulsar mejoras al programa.
• Identificar y escalar desviaciones o actividades inusuales a la administración o socios de negocio correspondientes, asesorando sobre los siguientes pasos.
• Desempeñarse como ProjectSponsoren iniciativas de monitoreo PLD y gestión de riesgos, proporcionando supervisión estratégica, soporte en la toma de decisiones a nivel senior y alineación con objetivos regulatorios y de negocio.
• Realizar funciones adicionales según se asignen.
• Capacidad de operar con un nivel limitado de supervisión directa.
• Capacidad de ejercer independencia de criterio y autonomía.
• Actuar como Experto en la Materia (SME) parastakeholderssenior y/o otros miembros del equipo.
• Evaluar adecuadamente el riesgo al tomar decisiones de negocio, demostrando especial consideración por la reputación de la firma y la protección de Citigroup, sus clientes y activos, asegurando el cumplimiento de leyes, reglas y regulaciones aplicables, el apego a políticas internas, la aplicación de juicio ético sólido y la gestión, escalamiento y reporte transparente de temas de control.
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Compliance
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AML Core
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Full time
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Analytical Thinking, Business Acumen, Credible Challenge, Digital Skills (Including AI), Laws and Regulations, Process Execution, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment.
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For complementary skills, please see above and/or contact the recruiter.
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
